Mortgage Center

Wilson Bank & Trust Benefits
If you're considering a mortgage loan for a new home purchase or refinance, you've come to the right place. Great interest rates are just the beginning at WB&T, where our experienced, knowledgeable lenders will help you through the entire process and find a loan that’s the right fit for your circumstances and budget.
	Prefer personal assistance? If you prefer live personal service from the start, please don't hesitate to contact one of our mortgage professionals to ask questions or get advice. You can find one at just about every one of our office locations in Middle Tennessee.

	Ready to close on your mortgage quickly? Making fast, local decisions allows us to give you a quick answer on your loan. We can get your mortgage approved in minutes rather than days or weeks!

	Want to be sure you're getting the most for your money? With a terrific interest rate, free pre-approval, and no credit fee, application fees or other hidden fees, we help provide peace of mind with a mortgage you can afford, so you’re free to focus on finding your new home.

	Confused about which program to choose? Whether you’ve owned a home for years or you’re a first time homebuyer, we'll help you find the best fit on a mortgage loan. We offer a variety of mortgages with fixed rates and adjustable rates, including 100% financing if you meet certain conditions. Mortgage specialists at our bank locations can help you understand your options with simple explanations of each program, so help is always just a call or e-mail away!

Today's Featured Rates

May 23, 2013 10:51 AM

Conventional Loans
20 Year Fixed Rate
Rate	APR	Points
3.750%	3.832%	0.300%
3.625%	3.777%	0.911%
15 Year Fixed Rate
Rate	APR	Points
3.125%	3.201%	0.109%
3.000%	3.164%	0.718%
10 Year Fixed Rate
Rate	APR	Points
3.125%	3.212%	0.000%
3.000%	3.150%	0.298%
FHA Loans
30 Year Fixed Rate
Rate	APR	Points
3.250%	4.210%	0.000%
15 Year Fixed Rate
Rate	APR	Points
3.000%	3.750%	0.542%
VA Loans
VA 30 Year Fixed Rate
Rate	APR	Points
3.250%	3.698%	1.510%
VA 15 Year Fixed Rate
Rate	APR	Points
3.000%	3.776%	1.292%

Actual interest rates and APR's may vary based on credit history.

Fair Lending Mission Statement
Wilson Bank & Trust Community Financial Centers will endeavor to provide financial services to all of the communities designated in our Community Reinvestment Act Policy as our market or service area. It is our desire to meet the needs of persons and/or businesses in low and moderate income levels and any member of a minority or a protected class under Fair Lending laws. In our effort to meet the needs of our service areas, we pledge to offer these services in a safe and sound manner that is consistent with the Bank’s other goals of protecting the interest of our depositors, employees and stockholders. In seeking to fulfill this mission, the Bank will examine all policies, practices and procedures and will adopt new initiatives as needed to ensure that no overt discrimination, disparate treatment, or disparate impact resulting from the these policies will cause the bank to fall short of its goal of servicing all of its customers and its local communities as a whole on an equal and fair basis.

Mortgage Center

Wilson Bank & Trust Benefits